Helping you secure your best financial future.

Your friends in finance.

Welcome to Peak Finance Broking; a team offering home, business and personal loan options - from over 60 of Australia's top lenders - to our clients Australia wide. Located in Victoria's High Country, we're keen to deliver leading financial services and products to people in all corners of the country. We treat each of our clients as individuals—carefully tailoring finance solutions to help you reach your goals; your way. Our service doesn't end on settlement day. We want this to be a lifelong partnership so that we can continue to have your back, ensuring your loan stretches to fit you as life evolves—not the other way around. We can't wait to get to know you better!

  • First Home Loans

    Purchasing your first property can seem daunting—that's why we're here to support you every step of the way. From saving a deposit, to settlement and beyond—we're your expert friends in finance. We can let you know if you're eligible for government waivers and grants, or even if you could secure a loan with a deposit of as little as 5% to get home, sweet home sooner.

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  • Next Home & Investment Loans

    Your unique lifestyle and aspirations are what shape our strategy to make your assets and income work harder for you. With access to thousands of loan options and strong industry partnerships, we'll save you time and ensure you're ready to pull the trigger when it counts. Leave the complex structures to us so you can enjoy what you've worked so hard for (and start dreaming up what's next!).

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  • Commercial & Asset Finance

    We know our business owners need access to fast and reliable finance options to ride the wave in these changing times. Whether you’re purchasing a business premises, need to increase cash flow for wages and stock or you’re adding to your vehicle and machinery fleet; we can tailor a finance solution to keep you moving forward.

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  • Personal & Car Loans

    Dreaming of a new car, boat or caravan? We offer fast, simple and competitive secured and unsecured personal loan options from a panel of 20 lenders so you can stop dreaming and start living. #wedding #classiccar #houseboat #holiday #motorbike #jetski #gymeqquiptment #rideonmower #helicopter #pergola #taxdebt

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  • Refinancing & Debt Consolidation

    Whether you have an existing home, business or personal loan; a single basis point can mean tens of thousands of dollars in extra interest costs over the life of your loan. After refinancing your loan and consolidating your debts to save on hidden costs, we will monitor your loan to ensure your interest rate stays competitive over time and your loan continues to meet your needs and future goals. Bonus: while we save you thousands in interest, our services are free - we are paid by the lender!

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Meet our team.

  • John Mongan

    Director & Finance Broker

    Meet Me

  • Sarah Hall

    Licensed Estate Agent & First Home Buying Support

    Meet me

Relationships with over 60 of Australia’s top lenders mean we can source and negotiate a loan that suits your individual needs, all while keeping your interest rate competitive.

What we’ll do for you.

From understanding your goals, to settlement and beyond; here’s what you can expect from us.

Infographic outlining the process of working with a Finance Broker.

Kind words from happy clients.

  • "John from peak finance made our first home buying journey stress free! Even when we faced challenges along the way he was always there with soloutions. A year on John keeps in contact to ensure our loan is competitive on rate. I would recommend John for any of your finance needs!"

    - Timothy Muller

  • "Incredibly helpful broker, felt supported the whole way. Quick to respond and an excellent communicater. Thanks for making the transaction smooth."

    - Luke

  • "Couldn’t recommend peak finance highly enough, John went absolutely above and beyond to get my problems sorted out, after another broker through it in the to hard basket!! He even worked over a personal holiday just to get it over the line for me which I’m so grateful for, absolutely amazing how professional he is and how he explained everything I had questions about, also the nicest bloke in the world, 10/10 experience from me and will definitely be recommending peak finance to anyone I know!!!"

    - Baiden Cowan

  • "So easy to deal with really lovely fella to talk to and so helpful."

    - Nathan Polkinghorne

  • "We switched to peak finance from another mortgage broker and couldn’t have been happier with the decision very informative and definitely knows what he’s talking about, couldn’t be happier and highly recommend."

    - Ben Shepherd

  • "Absolutely amazing experience dealing with John at Peak Finance Broking, so prompt & helpful with educating me and my partner with our first home pre approval. Couldn't recommend John enough!!! He has made the entire process so easy & seamless."

    - Grace Higgs

  • "We recently had the pleasure of working Peak Finance Broking to secure a refinance. They were incredibly responsive to any questions we had and went above and beyond to provide us with all the information we needed to make informed decisions. We felt comfortable entrusting them with our personal information from the get go. They went the extra mile by touching base without fail at each milestone of the refinance to ensure there was no delay meaning settlement happened extremely quickly getting us on a better rate faster. Exceptional service from start to finish! Would highly recommend."

    - Chris Cameron

  • 'As first home buyers we didn’t have a clue where to start. Our friends who had recently purchased a home with John’s help referred us to him and the rest is history. Buying our first home has been the easiest experience possible from pre approval all the way to settlement and beyond. The communication was spot on and we were never left hanging on wondering what was next. I couldn’t recommend John and Peak Finance Broking enough."

    - Chelsea Young

  • "Hands down, John was a dream the whole way through our house buying process. As first home buyers we were nervous about navigating the murky waters of bank lending. John guided us with great knowledge and compassion throughout our selection of banks, the amount we could borrow (even with interest rates changing), and tailored our possible selection of banks to our needs. His understanding of what the banks expected of us was so precise, and we sailed through what could have been a delayed process so smoothly. He knows his stuff! Honest, precise, to the point, knowledgeable in every way, and a damn nice person to boot. Thank you so much, John! I'd give 10 stars if that was possible!"

    - Stormy Brockbank

  • " As a joint first home owner applying for a loan, John made the entire process a breeze, from application to settlement. From day one, John took the time to make sure we understood every step and action required for us, delivering us a result that had our best interest in mind. John is very communicative and always quick to respond. We asked a lot of questions and none were ever made to feel silly! Thank you, John, for supporting us in buying a milestone first home!"

    - Sara Veneris

  • "We dealt with John from Peak Finance Broking and he was absolutely amazing. His knowledge of the finance broking industry is second to none. He definitely had his finger on the pulse the whole time and we felt very comfortable throughout the whole process. We didn't feel pressured into any decisions and he made sure to accommodate all of our needs. It was an easy process from start to finish. I would highly recommend John to anyone looking to either refinance or apply for a new loan. Down to earth, professional, honest and really made this process so much easier for us. If we ever need any finance broking again down the track we will be calling John. Again highly recommended 👌"

    - Erin Martin

  • "John at Peak Finance helped us get into our first home. We had no idea what we were doing and were a bit overwhelmed, but he helped us through every step of the way. He's extremely knowledgeable, patient and has a flair for making his clients feel like they are being taken care of. He really went above and beyond, in some cases even speaking with Real Estate agents on our behalf! I would highly recommend Peak Finance to anyone (and I have to several of my friends already). I honestly don't think we could have bought when and where we did without his assistance."

    - Tim Clark

  • "John was a pleasure to deal with. He went above and beyond, helping me get the best finance suited to my needs. Prompt and professional. I will be recommending Peak Finance to others and will continue to use them in the future."

    - Max Guy

  • "Our experience with John at Peak Finance was extremely smooth, simple & enjoyable. He helped us secure our first home with exceptional professionalism and efficiency and we would recommend his services to anyone needing or considering finance options to get in touch with him!'

    - Daniel Dundas

  • "John has been nothing but amazing through our whole journey of purchasing our home. He is a great communicator, always touching base & kept us up to date throughout the whole process. He is a solutions man, who will go above and beyond to provide the best outcome for his clients. Honestly can not recommend Peak Finance enough!"

    - Amber Hudswell

  • "I had a fantastic experience working with John from Peak Finance. John was incredibly knowledgeable, patient, and guided me through the entire process. Thanks to his expertise, I secured a beautiful property at a great rate, and I couldn't be happier with the outcome. I highly recommend John to anyone in need of a broker."

    - Josh Bridle

  • "John helped my partner and I purchase our first home. We had the most amazing experience with John. He made the whole process easy and enjoyable. He was always there to help us with any questions we had along the way and we couldn’t have done it without him. Highly recommend peak finance broking to everyone!"

    - Luke Menhenett

  • "John helped my husband and I purchase our first home. He was reliable, professional and punctual. He would guide and explain all options when dealing with all decision making. We are truly grateful for everything that John did for us. We HIGHLY recommend Peak Finance Broking."

    - Kirstyn McFarlane

  • "Highly recommend Peak Finance John has been fantastic to deal with, not a person that likes technology but John has been patient always available for any questions that I had. Again highly recommend. Lisa"

    - Lisa Ninnes

  • "John helped us buy our first home. He was unreal to deal with. We had no idea what we were doing at the start of the process. But John was able to guide us through every step of the way. Always willing to go over and beyond to help us. Extremely professional while being laid back enough to keep us feeling relaxed the whole time. I would definitely recommend peak finance."

    - Darcy McFarlane

  • "As sole traders we had several knock backs from the big 4 banks, we got in touch with John and he got us over the line. Nothing was too difficult or complicated. Without his help we wouldn’t have been able to purchase our house."

    - Lisa Dennis

  • "From start to finish was absolutely amazing service. John is amazing. Thanks again for securing my block of land".

    - Billy Bobson

  • "John is fantastic at what he does, explains everything and anything you have questions or hesitations on, professional in execution but talks to you like mate, it has been a wonderful experience as a first home buyer."

    - Josh Kirley

  • "I can’t recommend John Mongan of Peak Finance Broking highly enough. John is so easy to talk to, nothing is a problem and he keeps you up to date every step of the way, always professional."

    - Anthony Kirley

  • "An easy five stars. The smoothest process we could have asked for in buying a new home. John made everything seem easy for him, but I know he was doing a lot of work in the background. We felt so well supported and confident the whole way, and now know John is there for any ongoing advice we might need. We have and will continue to recommend John to anyone who needs a broker."

    - Richy Jacob Philp

  • "What an incredibly rewarding experience it has been working with John throughout the process of buying our first home. He made the daunting reality of buying a house, an easy and enjoyable experience. I couldn't recommend him enough."

    - Emily Chalwell

  • "John was an absolute pleasure to deal with, very knowledgeable and Made everything so easy for us. We would highly recommend!!"

    - Lauren Koetsveld

  • "What a pleasure finding a talent like John so close to home. John kept us in the loop throughout the process and was always very professional, transparent, courteous, punctual and efficient. John knew how to navigate the finance sector, provided us with objective advice, and found us the best options for new and existing loans. Ultimately he took the hassle out of the process and saved us a small fortune. Very happy to keep John in our corner in the future. Many thanks!"

    - Andrew Marshall

  • 'Peak Financing Broking was simply a dream to work with. John was easy, obliging nothing to hard to handle. I would recommend Peak Financing to anyone interested in getting a home loan. Keep up the awesome work John."

    - Jenny Cook

  • 'Absolute breeze utilizing John as my mortgage broker, he made the entire process seamless and constantly kept me in the loop on the status of the loan. Highly recommend."

    - Matthew Martin

  • "A+ Not only is John an great long time close friend, he also exceeds expectations in everything he does. He happily goes above and beyond for his customers and is an absolute pleasure to deal with. Will definitely be using Peak Finance Broking exclusively in the future."

    - Jonathan Cook

  • "Our experience with John was such a fantastic one! He worked tirelessly (and often out of business hours) to assist us with purchasing our first home. We couldn’t be more thankful for his enthusiasm and support throughout the entire process. I HIGHLY recommend John. We will never use another broker!!"

    - Millie Wilson

  • "John Mongan from peak finance and broking done an unreal job sorting out a personal loan for me highly recommend him he got onto it asap"

    - Callum Griffiths

  • "John was so amazing throughout this whole process. He made the experience of buying our first home a lot less stressful and we are truly grateful and blessed to have had him by our side helping us with everything along the way."

    - Ellie Kay

  • "Hi. If you want the job done right the first time without the fuss, then get in touch with John Mongan from Peak Finance. John is very thorough, professional and knowledgeable. John kept me up to date with every step of the process. My case was very challenging for others, but not for John who achieved an excellent outcome. I am one very happy customer thank you very much John Mongan. Regards Nigel Featonby"

    - Nigel Featonby

  • "My partner and I were recommended Peak Finance to handle our Mortgage process and I can honestly say that dealing with John was a breath of fresh air. We were a little overwhelmed with everything before engaging John but he helped simplify the whole process with his very easy to use application portal online, he is also extremely easy to talk with and went above and beyond to make sure we were informed in making the best choices possible. 5 stars"

    - Jack Dundas

  • "John and team were an absolute dream. I didn’t lift a single finger while John endlessly worked to lock me in with the best deal. He constantly kept me updated throughout the whole process. I’ll be only using peak finance with my future deals"

    - Alex Stephens

  • "I can not thank John from Peak Finance enough! We were struggling with the current rate rises and John made the process of finding ourselves a new home loan super super easy. From our first contact with John his attention to detail and communication could not be faulted! He was prompt, accomodating and friendly. He worked around our schedule and come to us for meetings. He got us a far better deal with a some extra perks to go with it. I would recommend Peak Finance to anyone looking to loan advice or to refinance. A+"

    - Jake Tudor

  • "John and the the team at Peak Finance helped us to secure the right loan to be able to purchase our Business. He kept us updated constantly and helped us through every step of the way. Highly recommend!"

    - Michelle Lines

  • "John is just brilliant! It was easy and seamless organising our loan extenstion with Peak Finance. Great communication, prompt and courteous service. We would recommend John to one and all. Well done and thanks John!"

    - Ian Keys

  • "Through one of the most challenging times of my life John was able to lead me through the process of securing my family home and made sure that I was well informed and in the best financial place for me to move forward. I cannot thank you enough."

    - Melanie Kay

  • "John from peak finance has made the whole daunting process of getting a mortgage, an absolute breeze. Without him i dont know how i could have bought my second property. Not only did he go above and beyond to help me. He was so prompt with everything i asked of him. I look forward to building a portfolio with him throughout my career. Highly recommend using John."

    - Patrick Canavan

  • "Our experience with Peak Finance Broking as first home owners was amazing! John is extremely flexible, friendly and knowledgeable. He made our journey less stressful and was always happy to pick up the phone at any time for all our questions. 10/10 would recommend."

    - Claudane Lalonde

  • "John was extremely helpful and knowledgeable during the whole process of the home loan. He talked through lots of options in the beginning and clearly had our best interests in the forefront of his mind. He was very easy to communicate with; he answered all of our questions promptly and let us know as soon as there were any updates. I thoroughly enjoyed working with John and I highly recommend Peak Finance to anyone. Thank you for making this ‘scary’ process of owning our first home easy and stress free!"

    - Terry Allen

  • "It was such a pleasure working with John at Peak Finance Broking. The whole process was made straightforward and stress-free. John and Sarah are such kind and genuine people who really care about their clients, we look forward to working with them during our home-building journey!"

    - Heather McGregor

  • "Had the most amazing experience using Peak Finance Broking. I was struggling to organise a loan with other companies and getting information back and forward was a nightmare, however John and Sarah made it so easy with organising everything and even saw me after work hours to get everything organised. Everything was quick and efficient and I recommend Peak Finance Broking to anyone. Thanks guys!"

    - Paul Pezzimenti

  • "Fantastic service! From the initial conversation, through to settlement. John and his team were incredible. Was an effortless process for myself, with each step clearly communicated, and real time updates on the process and progress of the refinance. Definitely felt like a valued customer, not just a number. Took the stress out of the application. HIGHLY RECOMMENDED!"

    - Andrew Riley

  • "Thank you Peak Finance Broking for your prompt, friendly and professional expertise when we recently wanted to source a suitable loan to purchase our new car! John's knowledge and genuine willingness to support us through the whole process was fantastic and I would not hesitate to use his services again in the future! Highly recommend."

    - Simon Jackson

  • "John made the process of buying so many easy and straight forward. Was a pleasure to deal with every step of the way. Highly recommend."

    - Samuel Christopher

  • "Peak Finance Broking are fantastic to work with and I couldn’t recommend their services more highly for anyone looking to apply for a loan! John & Sarah made the process so simple and kept my partner and I regularly updated the entire time. Thanks very much guys 😊"

    - Alexander King

  • "John is an an incredibly hard worker - he is very dedicated to his clients and to helping them achieve their financial goals. A great communicator also - can’t fault him whatsoever."

    - Ryan Daykin

  • "I had a great experience dealing with John at Peak Finance Broking. From the get go he was extremely professional and very prompt with getting everything in order to make sure I got the best deal possible. He was always checking in on the progress of my application and was always just a phone call away incase I had any questions. I would highly recommend Peak Finance Broking to anyone needing any financial help."

    - Jay Reid